Buying a home can be a puzzling experience. It is the single biggest purchase in most people’s lives and is filled with emotion, nervousness, and especially questions.

• Am I getting a good deal? click here
• Can I afford this house?  click here
• Down Payment? click here
• 100% Financing still available, even on Jumbo Loans!  click here
• What is my Debt Ratio? click here
• Will I have PMI (Private Mortgage Insurance)? click here
• What information will I need when I apply for my Mortgage?  click here
• Should I get a Home Inspection?  click here
• For your Protection Get A Home Inspection
• HUD:  HUD - For your protection - Get a home inspection.pdf
• Disclosure: for your protection - get a home inspection.doc
• Can I use a Gift as a Down Payment?  click here
• FHA vs. Conventional  click here
• Should I Float or Lock my Interest Rate?  click here
• How can I get a copy of my Credit Report? click here
• How can I improve my credit scores? click here
• The list goes on and on.

Karla Sitko with Premier Lending Services can answer these questions and give you a simple game plan that can make your home-buying experience a wonderful one. Ask about the 5 steps booklet that can save you thousands of dollars and takes the stress out of buying a home! If you would like a copy emailed to you, click here.

CLICK HERE FOR THINGS TO AVOID WHEN PURCHASING A HOME

Refinancing?  Many astute and financially aware homeowners are taking advantage of today's attractive interest rates. Whether you want to lower your payment, shave a few years off the term of your loan or get cash out for personal reasons; we can assist you with making the best, most cost effective decision.  Refinancing options, click here for more information.

How can I eliminate PMI? click here

Getting a mortgage is the biggest financial decision in many people's lives. Knowing when and how to refinance is just as important and can mean the difference of several thousands of dollars. Please allow me to assist you in this very important decision.

Karla Sitko has brings over 19 years experience to you! She has been a resident of St. Charles since 2000, and services all of Illinois. Karla Sitko is also the President of LeTip, Geneva Tri-Cities Networking Group. “Your Interest Is My Priority!”

Illinois, Kane County, Saint Charles, Geneva, Batavia, South Elgin, Elgin, Aurora, Wasco, Elburn, Luxury Homes, First Time Home Buyers, Refinances, Second Homes, Jumbo Loans, FHA specialist, Government lending, Commercial loans, Residential loans, Cash Out, Bill Consolidation, Low Interest Rates, Many Options Available.  Get a Mortgage Tune up, click here